• The 31 Red Flags - Part 2
• Just announced! Great incentives on leases!
• Downturn nearing an end, auto report says
• Chrysler's Fuel-efficient HEMI(R) Hybrid to Power All-New Dodge Ram
• Skating For A Cause

The 31 Red Flags - Part 2 This rule is effective January 1, 2008 and must be implemented within the dealership by November 1, 2008. So, what exactly are these Red Flags? The feds identified these red flags as potential indicators of identity theft. You should consider addressing these potential indicators when you develop your program. Here is part 2 of the list: Personal Information 8. Personal information provided is inconsistent when compared against external information sources. For example: a. The address does not match any address in the consumer report. b. The Social Security Number (SSN) has not been issued, or is listed on the Social Security Administration's Death Master File. 9. Personal information provided is internally inconsistent. For example, there is a lack of correlation between the SSN range and date of birth. 10. Personal information provided is associated with known fraudulent activity. For example: a. The address on an application is the same as the address provided on a fraudulent application. b. The phone number on an application is the same as the number provided on a fraudulent application. 11. Personal information provided is of a type commonly associated with fraudulent activity. For example: a. The address on an application is fictitious, a mail drop, or prison. b. The phone number is invalid, or is associated with a pager or answering service. 12. The address, SSN, or home or cell phone number provided is the same as that submitted by other persons opening an account or other customers. 13. The person opening the account or the customer fails to provide all required information on an application. 14. Personal information provided is not consistent with information that is on file. 15. The person opening the account or the customer cannot provide authenticating information beyond that which generally would be available from a wallet or consumer report. Address Changes 16. Shortly following the notice of a change of address for an account, the institution or creditor receives a request for new, additional or replacement checks, convenience checks, cards, or cell phone, or for the addition of authorized users on the account. 17. Mail sent to the customer is returned as undeliverable although transactions continue to be conducted in connection with the customer's account. Next newsletter, we will address Anomalous Use of the Account and Electronic Messages.

Just announced! Great incentives on leases! The North American International Auto Show is here, and with it brings lots of great deals for your customers. $500 auto show cash was just announced, as well as $750 Huvaere Bonus cash. January is Jeep Commander 4x4 month featuring a power roof with a Commander lease, as well as Dodge Avenger month which also includes a power roof with every Avenger lease. There is also an extra $1500 Bonus Cash on select eligible vehicles. Our collision shop also features a free loaner with your Collision Repair. Don't Miss Out!

Downturn nearing an end, auto report says The global automotive industry is nearing the end of a massive restructuring period and now will focus more on growth, profits and environmentally friendly vehicles, according to the annual Auto Executive Survey by KPMG LLC, released today. The survey is based on interviews late last year with 113 senior executives at vehicle manufacturers and suppliers worldwide. "Many executives in our survey are seeing the light at the end of the tunnel," Daron Gifford, national automotive industry leader for KPMG, an international audit, tax and advisory firm, tells the Detroit Free Press. [FULL STORY]

Chrysler's Fuel-efficient HEMI(R) Hybrid to Power All-New Dodge Ram Chrysler LLC added to its list of fuel efficient powertrain offerings for the all-new Dodge Ram 1500 pickup today, announcing that the company's advanced two-mode hybrid will join the light-duty Dodge Ram powertrain lineup for 2010. The Dodge Ram HEMI(R) Hybrid joins the Chrysler Aspen and Dodge Durango in the Chrysler hybrid vehicle lineup. Last year, the company also announced that it would introduce a Cummins turbodiesel engine after 2009 for the Dodge Ram 1500. The engine will meet 50- state emissions standards, and will deliver a 30-percent fuel economy improvement. "Dodge Ram is known for capability, utility and performance," said Frank Klegon, Executive Vice President - Product Development, Chrysler LLC. "The addition of hybrid and diesel powertrains to our all-new Dodge Ram 1500 lineup is sure to attract an array of new customers looking for the ultimate combination of full-size pickup fuel efficiency, performance and capability." The hybrid and diesel offerings for Dodge Ram are in addition to three gasoline powertrain options: -- An all-new 5.7-liter HEMI V-8, that delivers a 4 percent increase in fuel economy for 2009 while producing 380 horsepower and 404 lb.-ft. of torque -- A new for 2008 4.7-liter flex-fuel V-8, that resulted in an increase in fuel economy while producing 310 horsepower and 330 lb.-ft. of torque -- A 3.7-liter V-6 that generates 215 horsepower and 235 lb.-ft. of torque The renowned HEMI powerplant, in hybrid form, will continue to feature Chrysler's Multi-displacement System (MDS), which allows the engine to seamlessly alternate between four-cylinder mode when less power is needed and V-8 mode when more power is in demand. The two-mode hybrid system provides assistance from electric motors allowing the HEMI V-8 to remain in four- cylinder mode more often than without a hybrid powertrain, improving overall fuel economy. The Advanced Two-mode Hybrid System Chrysler's advanced, state-of-the-art two-mode full hybrid system - developed in partnership with General Motors, Mercedes-Benz and The BMW Group - integrates proven automatic-transmission technology with a patented hybrid- electric drive system to deliver the world's first two-mode full hybrid. As a result of low- and high-speed electrically variable transmission (EVT) modes, the system is defined as a "two-mode hybrid." In addition, the sophisticated fuel-saving system incorporates four fixed-gear ratios for high efficiency and power-handling capabilities. During the two EVT modes, the system can use the electric motors to improve fuel economy, acceleration, and for regenerative braking to utilize energy that would normally be lost during braking or deceleration. The energy is stored in the batteries for later use. The system's two modes are optimized for city and highway driving.

Skating For A Cause Former NHL players battle for pride and supremacy on the ice. We have free ticket vouchers available for the Pro Stars Tour of the Detroit Red Wings Alumni Association. There will be radio mentions telling customers to visit a CJ Superstore to get their free vouchers. These vouchers are good for any of the 4 remaining games now through April 5th, and are on a first come basis, limited availability. If you have customers would like tickets, contact Jim Hanus at 810-543-1223.

The first 6 readers to email Mr. Huvaere  rfh1286@yahoo.com stating "I want the gift for reading this newsletter" will receive a valuable prize.

DriveEnvy website by MIS

John Bush
Sales Associate

Employed since December 2005

John's family:
John is married to wife Cindy, and has one daughter Lindsay, 21.

If he wasn't at work, John would be:
On his boat on Lake St. Clair.

John's hometown:
St. Clair Shores.

John's favorite place to travel:
Ruskin Florida.

John's first job:
Gas station attendant, mechanic doing side jobs.

John's favorite television show is:
Doesn't have one, doesn't watch a lot of TV.

John's favorite place to dine is:
Waves in St. Clair Shores.

John's favorite vehicle is:
426 Hemi Cuda.

Something you may not already know about John:
Likes to hunt and fish, once caught a 30lb.King Salmon in the Pere Marquette River.

Thanks John for being such an asset to The Huvaere Group.

Today's Motivational Quote
"You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you."
Dale Carnegie