One of the difficulties in applying for car financing is finding the time to fill out an application. We understand that your time is valuable, which is why we’ve provided an online application form that you can fill out at your convenience. Please know, this application will not impact your credit score.

When you open the application, you’ll need to provide contact information as well as information regarding your home, employment, and the vehicle that you’re interested in driving. Once you’ve completed the application, you’ll be able to review before submitting. After your submission, a member of our finance center will contact you to talk about your options.

If you have any questions, you can call us or visit us in store. Our team is available six days a week, to help walk you through the financing process. They can even help you decide the type of financing that’s best for you!

When you begin the financing process, one of the most important decisions you’ll make is whether to buy or lease your next vehicle. Each option has their own benefits that will serve you well, depending on your lifestyle.

Do you have a long daily work commute? Do you travel often for business or pleasure, or do you simply do lots of driving for various reasons? Then buying will likely be the best option for you.

When you buy your vehicle, you can keep it for as long as you like and put as many miles on it as you need to. Once it’s paid off, you own it outright, and you can hand it down to a new driver in the family or sell it.

On the other hand, if you are someone who typically keeps your vehicle mileage relatively low, leasing may be the best choice for you. Though there will be an annual mileage limit, there are many other benefits, making it a great choice for someone who doesn’t drive extensively.

When you lease a vehicle, you’ll have the chance to get a brand-new car every few years. And when your lease term ends, you’ll always have access to the latest features and advanced technology.

Leasing is typically less costly than buying, so your monthly payments on a lease could be significantly lower than with a loan. Plus, many of your maintenance needs will be complimentary at our dealership!

At Dick Huvaere’s Richmond CDJR, we try to make getting your favorite car as easy as possible. In addition to our convenient online tools, our finance center is here to help you in several ways.

Regardless of your credit history, we can help you find financing that will meet your needs. Additionally, you can use our online trade-in tool to find the value of your current vehicle. The offer you receive can then be put toward your new ride!

By trading in your vehicle, you may be able to get better funding at more appealing rates. If you secure your financing before choosing your automobile, we can tell you which of our models are in your price range. Working with our finance team is the most rewarding solution for purchasing your next automobile.

After you are pre-approved for an auto loan, you can come to our dealership and sit down with our experts. Our finance team can guide you through this process and help you create a plan that works for you!

We use the information on your finance application, as well as talking with you in person, to get to know more about your needs. Based on this, we can build a plan and gather your options to present to you. Our goal is to make this easy from start to finish and give you the confidence you deserve in the car-buying process.