Finance & Insurance Protection Plans

Finance & Insurance Protection Plans
Available at Dick Huvaere’s Richmond Chrysler Dodge Jeep RAM


What is TruGAP™? As your vehicle gets older, its value declines at a greater rate than your loan balance.If your insured vehicle is declared a “Total Loss” due to an accident, theft, vandalism or natural disaster your insurance company will only pay their appraised market value, less any policy deductible. Often there is a significant shortfall between what your insurer pays and the balance you owe on your loan.

With the advanced technology in today’s vehicles, the costs of repairs tend to increase every year. Even one mechanical breakdown could leave you with a repair bill for thousands of dollars. Our coverage can help reduce these potentially high out-of-pocket expenses.With our contract, you can be confident knowing that your coverage is valid throughout the United States and Canada. You can even choose from different lengths and types of coverage that best fit your driving habits and match your specific needs. Hopefully you’ll never have a breakdown, but driving with a service contract can help reassure you while on the road.

Leasing a car should be a carefree and enjoyable alternative to the responsibilities of auto ownership. When it’s time to turn in your vehicle, lease agreements hold you responsible for the condition of the interior and exterior.Auto insurance pays for certain types of damage to your vehicle. However, your insurance does not pay for excess wear and tear – you do.

Autoguard® EWT provides leasing peace of mind with excess wear & tear coverage up to a total of $5,000.*

*Each single incident causing excess wear & tear limited to $500 or $1,000 depending on coverage selected.

Protect Your Family. Protect Your Investment. Protect Your Insurance Rates. Increase Resale Value.
Avoid unwanted out of pocket costs due to road debris flying up and hitting your windshield. Our windshield coverage will repair or replace your damaged windshield without a deductible.

On average, a vehicle is stolen in the United States every 45 seconds. Having an antitheft device can help deter theft, protecting you from the hassle of replacing your vehicle. With this antitheft program, the consequences of theft can be avoided and in the event your vehicle is stolen and not recovered you will receive a benefit payment that can be applied toward the purchase of a new vehicle.

Today’s electronic keys and key fobs are expensive to replace. With this program, lost or damaged keys will be replaced and reprogrammed at no cost to you.

The roads you drive on every day are littered with debris like glass, metal, nails and leftovers from construction. Constant punishment from large trucks, snowplows and hot-to-cold weather extremes, leaves the roads with cracks and major potholes that are dangerous hazards to the expensive tires and wheels on your vehicle.

OwnerShield® Vehicle Appearance Protection is a one-time application that provides protection for the interior and exterior of your vehicle. It provides coverage not offered by the vehicle manufacturer and keeps vehicles looking showroom new for many years.